How To Get Bitcoins With Neteller, PerfectMoney, Payeer, Skrill, Credit Card or a Bank Transfer

You learned about Bitcoin, you saw the charts and the crazy growth it gets, but where do you buy it and how?

Well, there are tons of platforms for buying Bitcoin some are as simple as finding a person who wants to sell and just sending him the money directly, I would avoid those because you can easily get scammed.

I would go for more centralized websites, that to me seem a lot safer.

In this article, I want to talk about a platform which allows a ton of funding options using a fiat currency that you can then exchange to Bitcoin.

Spectro Coin

Spectro Coin is one of those rare exchange sites that have a ton of funding options. For example, Kraken allows funding the account only through a Wire or SEPA transfer and most cryptocurrency exchanges don’t even have an option for funding, they only accept cryptocurrencies.

So, how it all works. Firstly go to or if you don’t mind using my affiliate link go to (I would get a 10% commission on the fees that you pay.)

Once you register an account you will need to verify it by sending in some documents:

It can take a few days to get verified and if you are having problems just contact support to get help. For me personally, the verification process was very easy, fast and straight forward. I hope it will be the same for you as well.

Once you are verified you can then deposit funds into your account. You have 6 different options here, but if you want to fund with fiat currency pick the highlighted one.

On the next page, you just choose your country, the receiving account and the amount you wish to deposit. Next, you scroll down and choose the funding option that you like.

Some countries have more funding options, but most of them will have at least the following:

Spectro Coin supports these E-money platforms: Neteller, Perfect Money, Payeer, Skrill. Also, notice the fees, in the picture above the fees are calculated for a 400 euro deposit.

Credit cards are also available for most of the countries, but the fees are very high as well.

Lastly, what I recommend is to do a SEPA bank transfer because as you can see there are no fees on that from the platform.

So, there are a lot of funding options. Pick the one that you prefer and you will be guided with the further steps. Also, be aware of the fees because they can eat up a lot of your money.

Buying Bitcoin Or Other Cryptocurrencies

Once you have deposited money into your account you can then exchange it to Bitcoin.

You just pick the currency you want to pay with and choose the currency that you want to receive. You can also buy Ethereum and Dash, two other major cryptocurrencies.

Once you have bought Bitcoin you can go to your wallet and withdraw your coins. You can also receive Bitcoins into this wallet by sending them to your address. In the picture below you see my address, your’s will be similar. Remember that every single cryptocurrency has different wallet addresses.

If you send Bitcoin to Ethereum address or any other weird combination, you will lose your money! 

Only, send BTC to BTC adress, ETH to ETH adress and so on.

Sending Bitcoin costs a fee as well, you can determine it yourself. The higher the fee that you pay the quicker it will be processed because miners will more likely include it in a block faster.

If sending times doesn’t concern you, you can save up a bit, but putting too small fee can also get your transaction stuck because miners can just continue to delay the transfer because there might always be transactions that are more worthy to process.

I recommend checking this website out

Here you can see the average transaction fee in the Bitcoin network. If you want your payment to be processed within an hour pay an average price or slightly above.

If you don’t mind about the transfer times you can put a lot less than the average.

Even though the fees vary a general rule would be to not put a fee less than $1, especially when the average is high. $2 fee is a safe bet for a decent timed transaction and for fast payments always check the averages.


Even though I have used Spectro Coin, I trust it and recommend it, you should be cautious about holding your cryptocurrency on their website.

The general rule in the cryptocurrency world is that it’s never safe to hold your cryptocurrencies in an exchange site. A ton of bad things can happen to the exchange, it can get hacked, it can freeze your account, it can get taken down by governments, which happened not that long ago in the USA with BTC-e. 

So, once you have bought the cryptocurrencies I recommend to transfer them into your own personal wallet. 

Wrapping It Up

This is how you can buy Bitcoins with a credit card, a bank transfer or e-money accounts. This was meant to be a short article so if you have questions or you would like me to elaborate some parts of the process just let me know in the comments below.

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